Some things you’ll want to do, and others you’ll want to avoid, to prevent potential problems down the line. Below are some tips that may be helpful as you consider purchasing a new home or refinancing. Above all else, remember to pay your bills and continue saving.
It’s critically important to pay your bills on time—there’s no single element that dramatically affects the success of an application as much as your credit history. Another crucial factor is savings. A disciplined savings pattern not only strengthens your financial position but also demonstrates the kind of behavior that makes a successful homeowner.
By checking this box, I acknowledge that the terms of this loan are based on a minimum six month seasoning period. I understand that if I refinance or pay off this loan within the first six payments, it creates a significant financial loss for Gold Standard Mortgage and Your Home Loan Surgeons team by triggering a full compensation recapture from the lender. If you have any questions, please let me know.
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